Fazaa Card UAE: Eligibility, Company Code & Benefits (2026)

Quick answer: Fazaa is available to eligible public/private employees (via company code), students, and other approved groups. Ask HR for your company code, then apply in the Fazaa app for digital or physical card discounts.

The Fazaa Card is a government-backed social initiative in the UAE offering exclusive discounts on retail, travel, healthcare, and dining to public and private sector employees. Originally for Ministry of Interior staff, it is now available to a wider demographic including students, People of Determination, and employees of registered private companies.

DO THIS NEXT

1. Check Eligibility: Ask your company’s HR department if they are registered with Fazaa and request your Company Code.
2. Download App: Install the Fazaa app (iOS/Android) to access the digital card immediately.
3. Hemam / Frontline: If you qualify as a Person of Determination or Frontline Hero, apply directly through the Zayed Higher Organisation or Frontline Heroes Office.

What is the Fazaa Card?

The Fazaa Card is a community initiative developed by the Social Security Fund of the Ministry of Interior (MoI). While it functions primarily as a discount card, it aims to foster social solidarity within the UAE.

Holders can access over 6,000+ offers and discounts across the UAE, ranging from 15% off at local cafes to massive savings on car insurance and long-term vehicle leases. Unlike standard loyalty programs, the discounts are often substantial (e.g., up to 40% on entertainment) because of the government backing.

Membership Tiers & Benefits

The Fazaa program is split into tiers based on your employment status. The higher the tier, the deeper the discounts.

Card Tier	Target Audience	Key Benefits
Platinum	Ministry of Interior employees	Highest discount rates, long-term car leases, personal accident compensation.
Gold	Government & Semi-Government staff	High-tier discounts, travel deals, and priority services.
Silver	Private sector employees (partnered companies)	Standard discounts on retail, dining, and healthcare.
Hemam	People of Determination (PoD)	Specialized support services + Platinum-level discounts.
Frontline	Registered Frontline Heroes	Exclusive offers recognizing their service to the country.
Student	UAE School/University Students	Savings on tuition, books, stationery, and student-friendly dining.

Fazaa Card Benefits 2026

The benefits list is extensive, but the most popular categories include:

• Retail & Shopping: Instant discounts at major hubs like Centrepoint, IKEA, and Carrefour (specific offers vary by season).
• Entertainment: Buy-1-Get-1 or percentage discounts at VOX Cinemas, Ferrari World, and IMG Worlds of Adventure.
• Dining: 15–30% off total bills at thousands of restaurants, including fast food (e.g., Papa John’s) and fine dining.
• Automotive: Exclusive rates on car insurance, inspections, and rentals. Platinum members can access “lease-to-own” vehicle schemes.
• Travel: Reduced rates on hotel stays (e.g., Rotana, Millennium) and flight bookings through partner agencies.
• Healthcare: Discounts on cosmetic procedures, dental care, and gym memberships (e.g., Fitness First) not covered by standard insurance.

Pro Tip:

“Never assume a store doesn’t accept Fazaa just because you don’t see a sticker. Always ask the cashier, ‘Do you have a Fazaa offer?’ before paying—many smaller clinics and boutiques apply a 10–15% discount manually upon seeing the digital card.”

Who Can Apply for a Fazaa Card?

Eligibility is the most common confusion point. You must fall into one of these categories:

1. MoI & Government Employees: Automatically eligible for Platinum or Gold.
2. Semi-Government & Private Sector: Eligible only if your employer has officially registered with the Fazaa program.
3. People of Determination: Eligible for the Hemam Card (UAE Nationals and Residents).
4. Students: Students enrolled in accredited UAE institutions.
5. Frontline Heroes: Professionals registered in the Frontline Heroes Office database.

Note: General Golden Visa holders do not automatically get Fazaa unless their specific employer is registered, though some “Esaad” card privileges overlap.

How to Get Fazaa Card (Step-by-Step)?

You generally cannot “buy” a membership as an individual; it must be sponsored by your entity.

Method 1: The Standard Application (Employees)

Step 1: Obtain Company Code

Contact your HR department or Happiness Center. Ask: “Is our company registered with Fazaa, and what is our Company Code?” You cannot proceed without this 4-6 digit code.

Step 2: Download & Register

Download the Fazaa app. Click “Become a Member” and enter the Company Code.

Step 3: Verification

Enter your Emirates ID details and mobile number. You will receive an OTP to verify your employment status against the code provided.

Step 4: Activation

Once verified, your digital card appears in the app immediately. You can request a physical card, but the digital version is accepted everywhere.

Method 2: For Hemam (People of Determination)

Step 1: Register with ZHO

Ensure you are registered with the Zayed Higher Organisation (ZHO) and hold a “People of Determination ID.”

Step 2: Automatic Sync

Often, the ZHO ID automatically generates a Fazaa membership. If not, apply via the ZHO app or the Ministry of Community Development website using your PoD ID number.

Method 3: For Students

Step 1: Proof of Enrollment

Prepare a valid student ID or a letter of enrollment from your school/university.

Step 2: Select Student Category

On the Fazaa portal, select the Student category. If your university is a partner, they will provide a specific code. If not, you may need to upload your student ID for manual verification.

How to Redeem Fazaa Discounts?

Using the card is simple, but requires connectivity.

1. Open the App: Ensure you are logged in.
2. Locate the Offer: Search for the brand in the app to check the specific terms (some offers are valid only on weekdays or exclude sale items).
3. Present the Card: Show the digital card on your screen to the cashier before the bill is generated.
4. Online Orders: For online stores, the Fazaa app usually provides a unique promo code to copy-paste at checkout.

Final Thoughts

The Fazaa Card is an essential tool for cost-effective living in the UAE. While the application hurdle of obtaining a “Company Code” can be frustrating for freelancers or employees of smaller unregistered firms, the savings for eligible members are unmatched. If your company is not registered, consider asking your HR team to enroll—it is often a free perk that boosts employee satisfaction significantly.

Frequently Asked Questions (FAQs)

Last updated: October 2026

Reviewed by: Financial Editor

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Last reviewed: August 2026. DubaiHowTo verifies steps against official UAE sources (government portals and service providers) and practical on-ground usage. Always confirm fees and eligibility on the official site before you act — rules change.

Sources: Cross-check with the relevant official portal for this topic (e.g. ICP, GDRFA, MOHRE, RTA, e&/Etisalat, du, FAB, Edenred/C3Pay).